Quick Move-In Homes in Central Florida

What Are Quick Move-In (QMI) Homes?

Quick move-in homes, also called QMI homes, spec homes, or inventory homes, are new construction homes that are either already completed or under construction and available for immediate purchase. Unlike a build-to-order home where you go through the design process and wait for construction, a QMI home is already being builtwith specific finishes and features already selected.

QMI homes come from several sources:

Homes that another buyer started and then canceled before completing.
Spec homes that the builder started on their own to have inventory available.
Model homes that are near the end of their display life.
Homes built in phases to maintain a pipeline of available product.

Builders list QMI homes on their websites with the specific address, floor plan, finished square footage, features, and a firm price. You can walk through the actual home in many cases and see exactly what you are buying.

Benefits of QMI Homes: Close in 30-45 Days

The biggest advantage of a QMI home is speed. Instead of waiting 6 to 12 months for construction, you can close on a QMI home in 30 to 45 days, similar to the timeline of a resale purchase. This makes QMI homes ideal for:

Relocation buyers who need to move quickly for work.
Buyers who have already sold their previous home and need to close soon.
Anyone who does not want to wait a year to move in.
Buyers who prefer to see and touch the actual home before committing.

Other benefits include:

You know the exact purchase price upfront with no design center surprises.
You can tour the actual home and see the finishes, layout, and location.
QMI homes are often priced below build-to-order homes because the builder wants to move inventory.
You can lock your interest rate closer to closing, reducing the risk of rate changes during a long construction period.

How QMI Pricing Works

QMI homes are typically priced at or slightly below the build-to-order equivalent, plus builders often offer additional incentives to close them quickly. Here is how pricing works:

Base price: The QMI price is set when the home goes on the inventory list. It may include upgrades that have already been installed (upgraded flooring, countertops, appliances). The price reflects the actual home with its specific features.

Discounts: Many builders discount QMI homes by $10,000 to $50,000 below what the same home would cost to order. The discount depends on how long the home has been on the inventory list and how motivated the builder is to sell.

Incentives on QMI homes: QMI homes often qualify for additional incentives including closing cost credits, rate buydowns, and design center credits (for any remaining options that can still be changed). Builders are typically more flexible on incentives for QMI inventory than for build-to-order homes.

QMI homes represent some of the best value in new construction. The builder has carrying costs on the finished home and wants to close it quickly. You can often get a better deal on a QMI home than the same floor plan ordered from scratch.

Incentives Available on QMI Homes

In addition to the QMI discount, builders typically offer standard incentives such as:

Closing cost credits ($6,000 to $15,000 typical).
Rate buydowns (2-1 buydown most common).
Design center credits for any finishes that can still be selected.
Flex cash that can be applied to closing costs or rate buydowns.
Sometimes additional price reductions.

Because builders want QMI homes closed quickly, they are often willing to negotiate on incentives more than they would for a build-to-order home. Your agent can help you understand what is realistic.

What You Can and Can't Customize

A QMI home is already under construction or completed, so customization options are limited:

What you can typically customize:

Finishes that have not been installed yet (paint colors, flooring if not yet laid).
Some appliance upgrades if the appliances have not arrived.
Design center selections if construction is early enough.
In a few cases, minor structural changes before certain milestones.

What you cannot change:

Floor plan and room layout.
Structural elements that are already framed.
Windows and doors that are installed.
Finished flooring that is already laid.
Cabinetry that is installed.
Exterior finishes and roofing.

If customization is important to you, a QMI home may not be the right choice. However, if the finishes are acceptable and the price is right, the convenience and savings can outweigh the lack of personalization.

When QMI Makes Sense vs Building from Scratch

QMI makes sense when:

You need to move in within 30-60 days.
You find a QMI home with finishes you like.
You want to see the exact home before committing.
The price and incentives are better than build-to-order.
You are relocating and cannot wait for a full build cycle.
You prefer a fixed price with no design center surprises.

Building from scratch makes sense when:

Customization of finishes and layout is important to you.
You have time to wait 6-12 months for construction.
You want to choose your exact lot location.
You want to participate in the design center process.
None of the available QMI homes have finishes you like.

There is no right or wrong answer. Many buyers start by looking at QMI options and if nothing works, then proceed with a build-to-order home.

Frequently Asked Questions

Are QMI homes typically less expensive than custom builds?

Yes, typically. Builders discount QMI homes to move inventory. You can often save $10,000 to $50,000 compared to the same floor plan built from scratch, plus you may qualify for additional incentives.

Can I negotiate on a QMI home price?

Yes. The listed QMI price is often a starting point. Builders are motivated to close these homes quickly. Your agent can negotiate on price, incentives, and closing cost assistance.

How do I find QMI homes in Central Florida?

Each builder lists their QMI homes on their website. Your agent can also pull QMI listings for you across multiple builders and communities. Working with an agent who knows the new construction market can save you time. For a deeper reference on how builders operate and what to watch for, grab the free Central Florida New Construction & Builder Secrets Guide.

Do QMI homes qualify for the same warranties as custom builds?

Yes. QMI homes carry the same builder warranties as build-to-order homes: 1-year workmanship, 2-year systems, and 10-year structural warranty.

Current Quick Move-In Inventory Across Central Florida

Last researched and updated: November 11, 2026. Inventory changes weekly as homes close and new spec homes are released. Homes listed as available today may be under contract tomorrow.

Below is a county-by-county look at quick move-in and standing inventory in new construction communities across the Greater Orlando area, refreshed the week of November 9, 2026. Prices are community-level ranges as listed by builders and may include pre-selected upgrades. Incentives vary by builder, change often, and usually require using the builder's preferred lender. Where we could not re-verify a community's inventory this week, we say so instead of guessing. Anything flagged as "prior tracking" was verified in recent weeks but not re-confirmed with fresh listings this week, so treat it as directional.

One market-wide note first: mortgage rates slipped for the third consecutive week. The benchmark 30-year fixed averaged 7.18 percent for the week ending November 5, 2026, down from 7.24 percent the prior week and 7.32 percent two weeks earlier, and down from 7.40 percent in mid-October; the 15-year fixed averaged 6.57 percent (Freddie Mac Primary Mortgage Market Survey). A year earlier the 30-year averaged 6.22 percent. Builder incentive spending stays elevated, and for a buyer who can close in 30 to 60 days on a completed home, the combination of standing inventory, price cuts, and financing help is worth a serious look. The Q2 2026 Move With Momentum tracker still shows average closing-cost credits near $22,500 on active inventory homes, typical production-home credits run roughly $5,000 to $15,000, and the 2-1 temporary buydown remains the most common incentive, with builder-affiliated lenders commonly advertising buydown rates around 5.25 to 5.50 percent and some builders going as low as 3.99 percent in year one. Current Florida market reporting puts total incentive packages anywhere from roughly $20,000 to $70,000 at D.R. Horton and $25,000 to $100,000 at Lennar, depending on community and product.

Orange County

Horizon West / Winter Garden / Ovation remains the most active quick move-in pocket in Orange County. M/I Homes' Lake Star at Ovation shows about seven quick move-ins with the community from roughly $513,990; the sub-$500,000 examples tracked last run are no longer listed, and today's verified inventory runs larger, including a Newport at about $949,990 to $988,470 with a December 4 move-in date and a second Newport at $939,990, with the Cottage series from $625,990, Manor from $720,990, and lakefront from $956,990. Taylor Morrison's Harvest at Ovation lists about four to six quick move-ins with the community from roughly $503,999, including Cumberland plans at $780,000 to $800,000 and a Saint Clair at $812,285 to $862,285 with a December completion. Toll Brothers' Westhaven at Ovation shows about 20 quick move-ins: the Townes collection includes an Autumn Elite Craftsman at $615,000 move-in ready and a Rinker Elite at $524,000, the Bungalows list a Liston Coastal at $538,000 with other homes finishing in early 2027, and the Retreat collection runs from about $669,995. K. Hovnanian's Osprey Ranch lists roughly 9 to 12 move-in-ready homes in the $608,000 to $830,000 range (community from about $554,990), including a Suncrest II at $579,990 to $582,990 ready now, and its Horizon Isle adds about nine quick move-ins from roughly $610,990 up to about $880,000, including a five-bedroom example at $775,842. Northlake at Ovation is back on the verified list with two builders: Ashton Woods shows three quick move-ins with rates advertised as low as 3.25 percent, including examples on Sharp Pummelo Alley at roughly $535,355 and $738,912, and Rockwell Homes lists multiple quick move-ins on Honeybell Tangelo Court, including a Faulkner at $781,000 and a Frost at $840,000, with a reduced-rate promo noted. Dream Finders' Hamlin Meadows was not re-verified with fresh listings this run, so confirm it at the sales center.

Lake Nona and Laureate Park keep one of the widest move-in-ready ranges in the region. David Weekley's Garden Series at Laureate Park shows four to five quick move-ins with the community from $641,265, including a Dunstan at 15053 Sirleaf Drive at $735,811 expected ready around late November and a Kahneman II at $715,126 ready around December 8. Beazer's Gatherings of Lake Nona, the 55-plus condominium community, lists about six quick move-ins, mostly available now, including Aspen units at $329,990 to $399,990, an Aspen with Study at $365,300, and a Chestnut at $451,920, with a Sequoia II advertised with $60,000 in savings. Toll Brothers' Alora townhomes list from the upper $400,000s (opening pricing around $499,995) with move-in-ready homes available. Craft Homes' Heritage Collection and ICI Homes were not re-verified with fresh listings this run, so confirm them at the sales centers.

Apopka keeps a deep quick move-in pool in Orange County. Pulte's Winding Meadows shows about ten available and quick move-in homes with the community from roughly $383,990, including a Mabel model at $433,990, a Scarlett at $552,990, and a verified example at 3361 Orange Rose Loop at $463,610. Toll Brothers lists about 18 quick move-ins across its Apopka communities, about 14 of them at The Oaks at Kelly Park, where the Breton and bungalow collections start at $399,995 and the Morgan collection at $494,995, with verified examples including a Liston Coastal at $435,000, a Bridgton Coastal at $546,000, and a Brookton Farmhouse at $615,000; Bronson Peak makes up the rest. Dream Finders' Crossroads at Kelly Park shows nine available and move-in homes, with the 40-foot collection from $379,990 and the 50-foot from $451,990, including an Amelia at $415,157 and an Anna Maria with Bonus at $534,989. M/I Homes' Wolf Lake Ranch lists ten quick move-ins from roughly $599,990, including a Brookhaven at $719,990, down from $801,660 and ready now, another Brookhaven at $789,445, and a Tradewinds at $929,990, down from $989,860. D.R. Horton's Wynwood sits in Ocoee rather than Apopka proper and lists five to six move-in-ready homes from $420,990 to $634,990, including 3416 Spineywood Drive at $417,000, down from $430,990.

Windermere stays thin by design. Toll Brothers' Saddlecrest at Windermere is still a coming-soon community with anticipated pricing from the $2,400,000s, so plan around the sales center, not a spec list. Nearby southwest Orange options with verified inventory this run: Toll Brothers at Bella Collina shows about 18 quick move-ins with the Lago collection from $1,246,995 and the Vista collection from $1,566,995, Cypress Reserve lists about six quick move-ins from the mid-$800,000s, Pulte's Winter Grove in Winter Garden shows the Mahogany plan from $827,990 as quick move-in only, and Dream Finders' Palms at Windermere has final-opportunity move-in-ready homes from roughly $959,990 to $1,130,643.

Seminole County

Sanford remains one of the better-sourced quick move-in markets in the county. Pulte's Emerald Pointe lists quick move-in townhomes with the community from $331,990, including 3188 Emerald Acres Lane at $352,990, down from $361,990 with $9,000 in savings, and other examples around $340,390 to $355,890; its smaller Skylar Crest community did not show fresh quick move-ins this run. Beazer's Towns at Riverwalk lists about six quick move-ins from $359,990, including a Holly at $390,520, with an offer of up to $59,000 in combined price reductions and closing-cost help on select homes. Toll Brothers' Riverside Oaks shows 18 quick move-ins: the Executive collection from $595,000 including a move-in-ready Wilmot Farmhouse, Estates from $719,000, and a move-in-ready range of roughly $675,000 to $815,000, with a 3.49 percent first-year rate (5.68 percent APR) on a 30-year fixed via a 2-1 buydown on select homes. M/I Homes' Estates at Rivercrest lists about 12 to 13 quick move-ins from roughly $499,990 to $899,990, including a Piedmont at $544,990 and a Basalt example at $615,250, with the limited-time rate program showing 5.25 percent (5.31 percent APR) or 5.50 percent (5.954 percent APR) on select quick move-ins.

Oviedo holds some of the larger quick move-in volumes in the county. Pulte's Oviedo Square lists quick move-in townhomes with the community from $426,990 to $469,690 and up to $14,000 in incentives, including examples at $434,490, $455,290, and $497,690. M/I Homes' Hawk's Overlook shows the community from $867,990 with the company's limited-time rate incentive on select quick move-ins. Beazer's Aulin Square and Towns at Greenleaf, K. Hovnanian's Townes at Northlake, and M/I's Ravencliffe were not re-verified with fresh listings this run, so confirm all four at their sales centers.

Winter Springs is back with verified specifics: Mattamy's Hickory Grove lists quick move-ins including a Catalina II at 221 Spindle Palm Cove at $424,990 ready this month and an Aurora at 233 Spindle Palm Cove at $386,990, with community pricing from about $374,990 and a 3.99 percent year-one buydown on select homes. Lake Mary also returns to the list this week: David Weekley's Astera shows a move-in-ready Magbee plan ready for immediate move-in, and Toll Brothers' The Fontaine runs from about $926,000. Active Seminole inventory continues to concentrate in the Sanford, Oviedo, and now Winter Springs corridors.

Osceola County

Sunbridge remains the busiest new-construction area in Osceola County, and Weslyn Park keeps the widest builder mix in the region. M/I Homes lists about nine quick move-ins from $449,990 with the 5.875 percent (5.962 percent APR) rate on select homes closing by December 31, including Wekiva plans around $599,990 to $639,990. David Weekley's Weslyn Park 34-foot series shows seven quick move-ins from $498,990, including a Maitland at $498,990 ready now, a Voyage at $590,016, and a Georgette around $733,426 to $748,593. Mattamy's Lakeside at Satilla in St. Cloud is now selling with the community from $399,990 across eight floor plans. At Del Webb Sunbridge, the 55-plus community, two quick move-ins are listed: a Mainstay at 6323 Dew Drop Loop at $569,766, down from $619,766 and available now, and an Ellenwood at 2617 Hammock Harbor Avenue at $368,726. Craft Homes, Ashton Woods, Toll Brothers, and ICI Homes did not show fresh quick move-ins in Sunbridge this run, so confirm them directly.

In St. Cloud, Lennar's Bridgewalk community spans Trail townhomes from about $362,990 and the Estate collection from about $499,990, with move-in-ready Estate examples at $545,485 to $581,980. In Kissimmee, Lennar's Westview Classic Collection starts from $324,390 with roughly $35,000 in incentives on select homes and the community running from about $304,420 to $444,730; Taylor Morrison's Esplanade at Westview lists eight homes including three move-in-ready from about $299,999, and Lennar at Esplanade adds options from $299,990 to $334,990. Lennar's Knightsbridge shows about four quick move-ins from roughly $365,990, including a J2 Providence at $443,320 with a $25,000 incentive. At Tohoqua, Pulte's namesake collection lists quick move-ins from $309,990, Tohoqua Reserve from $388,990, Lennar's Estates Collection from $472,201 with a verified $40,250 incentive on one listing, and the Tohoqua Townhome Collection from $389,990. Harmony is back on the verified list: Adams Homes shows multiple move-in-ready and reduced homes there, including examples at $366,900 to $426,900 with reductions of $20,000 to $45,000, and The Lakes at Harmony starts from $395,990. In Celebration, Mattamy's Island Village at Celebration lists about 17 to 21 quick move-ins from $499,990 up to about $1.42 million, with townhome floor plans from $499,990 (Aleutian), $509,990 (Amelia), $549,990 (Anastasia), and $589,990 (Anna Maria), and a move-in-ready Heron example at about $939,979. The ChampionsGate corridor shows Lennar's current ChampionsGate community with Luxury Resort Condominiums from $401,990 to $432,490 and Luxury Resort Villas from $675,990 to $703,490, and the Lennar Orlando region is showing about 65 move-in-ready homes overall. In Reunion, LGI's Reunion Village remains the verified inventory source, from about $411,900 to $426,900 with floor plans running up to a Toho at $555,900 to $559,900, a Year-End Savings offer of up to $50,000 on select move-in-ready homes, and rates as low as 4.99 percent through its preferred lender; the UnionMain name no longer applies to Reunion inventory here, as its current "Reunion" quick move-ins are in Texas rather than Central Florida. Poinciana keeps verified quick move-ins again: Holiday Builders lists roughly 23 homes (counts vary day to day) from about $229,990 to $352,990, including a Fishtail at $274,990, a Queen at $294,990, an Indigo at $299,990, and a Royal at $301,990.

Lake County

Clermont and the Wellness Way corridor hold one of the largest quick move-in inventories in Central Florida. Lennar's Wellness Ridge lists move-in-ready homes across its collections with an offer of up to about $40,000 off on select quick move-ins: Overlook Townhomes from $360,490, the Manor collection from $473,990, Classic from $500,990 with a Dylan example at $631,990, Chateau from $554,990 with four quick move-ins, and Estates from $621,990. Mattamy's Waterbrooke in Clermont lists five quick move-ins from $560,990, with examples finishing in spring 2027, and Trinity Family Builders' Ridgeview shows a DeLeon quick move-in at $535,524, down from $563,709, with community pricing from $504,999. Ryan Homes' Lake Nellie Crossing is back on the verified list with about nine homes and quick move-ins from $485,990, including a Sandalwood at $560,990, with no CDD and a low HOA.

Groveland keeps value-priced inventory moving. Mattamy's Rainwood lists about ten quick move-ins from $287,990 with a 3.99 percent year-one rate (6.784 percent APR) on select homes and roughly $50,000 in estimated total savings including closing-cost help; verified examples include a Grayton at $398,888, down from $412,888, and an Aurora townhome from $293,990 finishing in spring 2027. Trinity Family Builders' Blue Springs Reserve townhomes show Douglas units at $303,994 each, and its Trinity Lakes community lists a Wekiva at $475,489 and a Sims at $562,354 finishing around February 2027. Leesburg stays active: Ryan Homes' Cedar Landings lists single-family quick move-ins from $333,990, including an Aurora at $355,670 and a Patterson at $385,170, with townhomes nearly sold out from $279,990 (a Biscayne at $299,990 remains), and Trinity's Eagletail Landings in Howey-in-the-Hills shows examples from $364,999 to $464,999, including a DeLeon at $367,999, down from $402,999. Adams Homes' Arbor Park in the Leesburg-Fruitland Park area lists about 15 quick move-ins from the high $200,000s, including 1635 Ann Rose Way at $269,900 and a 247 Verny Grove Lane at $279,900, reduced by $59,000. Mount Dora keeps construction moving: D.R. Horton's Lakes of Mount Dora lists about six available homes from $375,990 including a 3967 Kennebunk Loop example at $447,990 to $462,990, Timberwalk shows about eight with its Tradition series from about $371,990, and Lennar's Dora Parc still has a few listings including a quick move-in at 1244 Dora Parc Lane around $499,460, while Ryan's Dora Landings and the newer Oaks at Dora Landings are sold out. Minneola's Del Webb Minneola (55-plus) lists four quick move-ins from $373,990 to $749,000, including a Hallmark at $444,000, down from $456,190, with a November completion. Tavares is back with solid volume at Avalon Park Tavares: about 12 quick move-ins on the D.R. Horton side from about $385,990, about 12 single-family quick move-ins from Stanley Martin from $314,990 (move-in-ready from $326,490), and about seven townhome quick move-ins from Stanley Martin from $267,415. Other Tavares and Eustis communities were not re-verified with fresh listings this run.

Polk County

Polk County holds the deepest quick move-in pool in the region, concentrated around Davenport. The verified community lists below give the current picture, and this week's Davenport lists are heavy on price reductions.

Davenport has the highest concentration of standing inventory in Polk County. Lennar's Astonia area shows move-in-ready 4-plex and Chateau townhomes with verified price cuts across the board: Chateau examples at $305,489 (down from $325,180) and $305,980 (down from $329,980), Amalfi and Minori 4-plex units at $294,999 to $304,999 (down from $335,000 to $348,000 ranges), and Estate collection examples at $299,999 to $319,999, down from as much as $413,335, with about 27 quick move-ins tracked at Chateau at Astonia alone. D.R. Horton's Cascades lists the community from $315,990 to $458,990, including a five-bedroom at 3622 Pfeiffer Falls Place at $429,900, down from $436,990, with several five-bedroom examples around $393,990 to $397,970. Ryan Homes' Pine Pointe at Astonia lists seven townhome quick move-ins from $269,990 to $309,990, including a Mayport at $279,990 available now. K. Hovnanian's Aspire at Canter Creek shows about five to eight move-in-ready single-family homes, including an Oleander at $400,990, plus roughly a dozen quick move-in townhomes with examples around $271,990. Ryan's Laurel Glen lists single-family quick move-ins from $299,990. KB Home's Polk County quick-delivery list could not be fully re-verified this run, so confirm its Davenport and Winter Haven community pages directly. Lakeland adds value-priced inventory: Ryan Homes' Touchstone starts from $282,990 with quick move-ins available, Maronda's Applewood Reserve lists five quick move-ins including a Drexel at $459,900 and a Harmony at $429,900, and Lakeside Preserve was not re-verified with fresh quick move-ins this run. In Winter Haven, Ryan's Villa Mar is down to one quick move-in, a Glen Ridge at $289,990 available now, with a Century plan finishing in December; D.R. Horton's Villamar lists about six move-in-ready homes from $261,990 to $323,990, including a 6064 Navona Way at $321,490 move-in ready; and Ashton Covey, Harmony at Lake Eloise, and Lennar's Peace Creek Reserve were not re-verified with fresh listings this run. Haines City holds some of the lowest entry points in the region: Maronda's Crosswinds lists 15 quick move-ins, mostly finishing soon, from a Victoria at $264,990 up to Carlisle examples around $399,900 to $406,990. In Dundee, Ryan's Crystal Lake Preserve was not re-verified with fresh listings this run.

Incentives Currently Available

Builder incentives on quick move-in homes vary by community and almost always require financing through the builder's preferred lender. What we could verify for the week of November 9, 2026:

Market-wide: The 30-year fixed averaged 7.18 percent for the week ending November 5 (Freddie Mac), a third consecutive weekly decline, down from 7.24 percent the prior week, with the 15-year at 6.57 percent and the 30-year at 6.22 percent a year earlier. Builder-affiliated lenders commonly advertise 2-1 buydowns landing near 5.25 to 5.50 percent on a 30-year fixed, some builders advertise rates as low as 3.99 percent in year one, and the Q2 2026 Move With Momentum tracker put average closing-cost credits near $22,500 on inventory homes, versus roughly $5,000 to $15,000 typical on production product.
M/I Homes: A 5.875 percent (5.962 percent APR) 30-year fixed conventional rate through M/I Financial on select quick move-ins closing by December 31, 2026, verified at Weslyn Park in Sunbridge; in Seminole County, 5.25 percent (5.31 percent APR) or 5.50 percent (5.954 percent APR) on select quick move-ins at Estates at Rivercrest and Hawk's Overlook, with deadlines to confirm at the sales center.
Toll Brothers: At Riverside Oaks in Sanford, a 3.49 percent first-year rate (5.68 percent APR) on a 30-year fixed with a 2-1 buydown on select homes; buydown and closing-cost offers continue on quick move-ins across Ovation and Apopka.
Lennar: Roughly $35,000 in incentives on select Westview Classic homes in Kissimmee, a verified $25,000 incentive on a Knightsbridge quick move-in, and a $40,250 incentive on a Tohoqua Estates listing; the Orlando region lists about 65 move-in-ready homes across its communities.
Pulte and Del Webb: Emerald Pointe in Sanford shows a verified $9,000 reduction on a quick move-in at $352,990, down from $361,990; Oviedo Square advertises up to $14,000 in incentives; Del Webb Sunbridge's Mainstay quick move-in is at $569,766, down from $619,766; and Del Webb Minneola's Hallmark is at $444,000, down from $456,190.
Mattamy Homes: A 3.99 percent year-one rate (6.784 percent APR) on select quick move-ins at Rainwood in Groveland, with roughly $50,000 in estimated combined savings including closing-cost help, and a 3.99 percent year-one buydown on select homes at Hickory Grove in Winter Springs.
Trinity Family Builders: Rates as low as 3.99 percent on select quick move-ins, verified across Ridgeview in Clermont, Blue Springs Reserve and Trinity Lakes in Groveland, and Eagletail Landings in Howey-in-the-Hills.
LGI Homes: Reunion Village in Kissimmee offers a Year-End Savings program of up to $50,000 on select move-in-ready homes, rates as low as 4.99 percent (5.864 percent APR) through LGI's preferred lender, and a no-down-payment financing option, with the community from about $411,900 to $426,900.
Holiday Builders: In Poinciana, special financing around 4.99 percent on select homes and up to $15,000 off closing costs on select completed homes, with about 23 quick move-ins from roughly $229,990 to $352,990.
Beazer Homes: Towns at Riverwalk in Sanford advertises up to $59,000 in combined savings on select quick move-ins, price reductions plus closing-cost help, with about six quick move-ins from $359,990.
Ashton Woods: Northlake at Ovation in Winter Garden lists three quick move-ins with rates advertised as low as 3.25 percent; Rockwell Homes at the same community notes a reduced-rate promo.
Adams Homes: Verified price reductions of $20,000 to $59,000 on select completed homes across Harmony in Osceola County and Arbor Park in the Leesburg area.
Not re-verified this run: K. Hovnanian's prior 4.99 percent 7/6 ARM offer and Beazer's 4.99 percent offer at Gatherings of Lake Nona were not confirmed with fresh figures this week, so check the live offer at each community sales center. Standard incentives remain common across most builders: 2-1 temporary rate buydowns, closing-cost credits, flex cash, and appliance packages, usually tied to using the builder's preferred lender and closing on time.

For the most current inventory and specific incentives, reach out to Tyler for a consultation. Builders update their quick move-in lists weekly, and homes that are available today may be under contract tomorrow. If a community you read about here has no listings when you visit, that is often temporary: new spec homes go on the list every week, and several communities we tracked last week have already turned over their quick move-in lists entirely.

Quick Move-In Homes in Central Florida: What You Need to Know